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Home warranty plan comparison

We'll protect your home like it's our own!

Our plans are built to give you the repair coverage you need at a price you can afford. Plus, all covered repairs are backed by our industry-leading 180-day Workmanship Guarantee.

  • Rest easy knowing you're protected from unexpected breakdowns
  • Award-winning customer service with 45+ years of experience
  • Plans include coverage for unknown pre-existing conditions

Get your first two months free!1

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Millions of homeowners have chosen us since 1978!

 Read our reviews

Cinch Home Services home warranty2 plan comparison

Cinch
Appliances
from $30.99 /mo3

Covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more!

Get a quote

Coverage limits

  • $2,000 per covered kitchen appliance
  • $2,000 per covered laundry appliance
  • $10,000 total limit per agreement term
  • 2 units per appliance covered
     

Deductible of $100-$150

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What’s covered

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Cinch
Built-in Systems
From $35.99 /mo3

Keep the heart of your home running with coverage for 26 components of major, core systems that power your house — including heating, cooling, plumbing and electrical systems.

Get a quote

Coverage limits

  • Heating & Air Conditioning systems
  • Electrical & Plumbing systems
  • $10,000 total limit per agreement term

Deductible of $100-$150

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What’s covered

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Most popular
Cinch
Complete Home
From $49.99 /mo3

Take control of your home with a plan that covers 37 components of all major systems and appliances, giving you the most protection.

Get a quote*

Coverage limits

  • Coverage limits
  • Heating & Air Conditioning systems
  • Electrical & Plumbing systems
  • $2,000 per covered kitchen appliance
  • $2,000 per covered laundry appliance
  • $10,000 total limit per agreement term
  • 2 units per appliance covered

Deductible of $100-$150

What’s covered

Learn More

3Pricing varies by state; subject to sales taxes where applicable.

What's covered

We've got three affordable home warranty plans to help protect the key items that keep your home running smoothly. Choose the one that's right for you and enjoy peace of mind that you've got coverage.

Plan Includes
Appliances
$30.99/mo3
Built-in Systems
$35.99/mo3
Complete Home
$44.99/mo3
KITCHEN APPLIANCES
Cooktops
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Dishwashers
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Food Centers (Built-in)
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Freestanding Ice Makers
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Microwaves (Built-in)
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Ranges
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Range Exhaust Hoods
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Refrigerators
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LAUNDRY APPLIANCES
Clothes Dryers
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Clothes Washers
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Food Centers (Built-in)
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ELECTRICAL SYSTEMS
Attic Fans - built in
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Ceiling Fans
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Doorbells
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Electrical System
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Garage Door Openers
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Smoke Detectors
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PLUMBING SYSTEMS
Garbage Disposals
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Instant Hot/Cold Water Dispenser
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Jetted Tub (Built-in)
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Plumbing System
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Sump Pump
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Standard and Tankless Water Heater
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Toilets
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HEATING AND COOLING SYSTEMS
Air Conditioning Including Ductwork
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Central Vacuums
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Heating System Including Ductwork
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COVER BOOSTERS
Premier Upgrade Package
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Homeowners Insurance Deductible Reimbursement
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OPTIONAL ADD-ONS
Pool (Heater Included)
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Spa (Heater Included)
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Pool with Spa (Heater Included)
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Septic Tank/Pumping
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Well Pump
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Downloads
Sample Policy Documents
Sample terms (pdf)
Sample terms
Sample terms

Sample terms: Sample terms: When you join Cinch Home Services, you’ll be given a home service agreement that explains the details of your coverage and any limitations and exclusions based on the plan you choose. There may be service fees and non-covered charges.

Current customers can view their plan details and agreement on  My Account.

Home protection you can rely on

All our home service plans include a 180-day Workmanship Guarantee — that means we'll stand behind all covered repairs for 6 months! To protect your peace of mind, you'll also get:

24/7 claims support online or by phone

File a claim when (and how) it's most convenient for you.

Get a quote
Verified service providers

 

We find help so you don't have to.

Coverage for unknown pre-existing conditions

Items are covered regardless of age, make or model.

Coverage that specifically works for your home

A little know-how goes a long way, and we’ve got 45+ years of it. We help you protect what you love and avoid unexpected repair costs, while backing covered repairs for a full six months. Your plan includes:

  • A trusted repair partner with providers nationwide
  • Help with repair and replacement costs
  • A 180-day Workmanship Guarantee
  • Coverage for the essentials you use every day
  • Hassle-free help when things break
  • Peace of mind

What to do if something breaks or stops working

We've been protecting homeowners like you since 1978, so you could say we're pretty good at it. When something goes wrong, it's easy to get help!

Request

When a covered item breaks, request service anytime online or by phone.

Get a quote
Repair

We'll find a pre-screened service provider to diagnose and remedy the problem.

Relax

We'll help pay the bill, and the covered repair is guaranteed for 180 days.

Trusted by over 400,000 customers nationwide

Sophiaa75 Oct.2024
5/5

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Claire Oct.2024
5/5

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Leo F. Oct.2024
5/5

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Frequently asked questions

Still have questions?

Let us know how we can help.

Contact Us
Is it worth it to have a home warranty?

If you’re wondering whether a home warranty is worth it, remember that unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances or systems in your home.


Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

How do warranties from Cinch Home Services work?
Before deciding on a home warranty company, you should understand how a home warranty works.

Home warranty contracts usually last for a year and can often be paid upfront or monthly, in installments. In exchange for the cost of the contract and your deductible, you’ll benefit from access to pre-screened service providers, whenever a system or appliance needs repair or needs to be replaced.
Where can I read reviews about your home warranty services?

When considering appliance warranty companies, home warranties in general, you’re going to want to read some reviews before deciding. It’s important to know what actual customers have to say about the services they’re receiving. With more than four decades of experience, Cinch Home Services consistently receives glowing reviews from our customers across the country.

Where can I find information about home maintenance?

Whether you’re researching home warranty options or just interested in learning more about how to take care of your home, we’ve created a library of helpful, informative articles on everything from DIY cleaning, maintenance, and repairs to decorating and snacking ideas.

We’re thrilled that you stopped by for a visit and wish you the best on your homeowner’s journey. Meanwhile, enjoy these posts.

How do I get a home warranty quote?

Home warranty coverage hinges on saving money, saving time, and eliminating worry. When you don’t have a home warranty protection – like some people who mistakenly assume that homeowners insurance is all they need – you may not realize how easily your savings can be wiped out when an expensive appliance or system fails.

To find out how easily you might avoid this scenario, get an instant quote.

Where can I find other frequently asked questions about home warranties?
A home warranty is an investment in your home and your future. The home warranty company you choose can make a huge difference in the financial and emotional stress you experience as a homeowner.

As you look deeper into home warranty plans, do your homework and visit our FAQ library.

Learn more about protecting your home!

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1Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan.

2The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

3Pricing varies by state; subject to sales tax where applicable.

4Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.