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Built-in Systems Plan

A home warranty1 plan for the built-in systems you can't live without!

Is your budget prepared for a broken HVAC? This home systems warranty plan covers the mechanical systems that keep your home running — your air conditioning, heating, electrical, plumbing and more!

  • Rest easy knowing you're protected from unexpected breakdowns
  • All covered repairs are backed by our 180-day Workmanship Guarantee!
  • 45+ years of experience and award-winning customer service
Get your first two months free!2
Enter your zip to start your home warranty quote!
11Pricing varies by location and plan type.
or call us on (866) 408-0024
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By clicking the below "Get a quote today" button, you agree that Cinch Home Services or California Cinch Home Services may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
or call us on (866) 408-0024
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Millions of homeowners have chosen us since 1978! Read our reviews

Why choose Cinch Home Services?

We've been providing home solutions for homeowners like you since 1978. In fact, we love protecting homes so much, we made 'Home' our middle name! For an affordable monthly fee, we'll be your partner when a covered home system breaks. We'll help you through the repair process and help get your home back up and running. You'll have peace of mind that you're protected by our built-in systems plan if anything goes wrong.

  • Budget protection — You'll save money on the cost of repairs and replacements!
  • Verified service providers — You know you're getting quality care because our service network is pre-screened.
  • Home systems protection —Your items are covered no matter how old they are or where you bought them.3

Is a built-in home systems protection plan worth it? 

Systems like HVAC, plumbing and electrical are key components that keep you comfortable in your home. When they break, it can be an expensive disaster. Our built-in systems plan can help you save time and money if one of these essentials breaks. We'll help get your home back up and running, and even help with the bill!

Item Typical replacement costs Typical repair costs
Air conditioner $6,000 $350
Heater $5,700 $485
Water heater $1,325 $600
Electrical system $1,565 $310
Plumbing system $1,125 $500

Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.

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What's covered with a built-in home systems warranty plan?

Get home warranty coverage for 26 components of major, core systems that power your house including heating, cooling, plumbing and electrical systems.

Heating and air conditioning systems

Stay cool even when something breaks

Electrical systems

Don't let expensive repair costs shock you!

Plumbing systems

We'll help get things flowing again

Extra perks included as standard

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Built-in systems coverage in detail

This affordable plan covers the key built-in home systems that make up the core comforts and functionality of your home. Check out the items included:

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Heating and Cooling:

  • Central Air Electric Split and Mini Splits
  • Cooling and Heating Geothermal Units
  • Cooling and Heating Package Units
  • Electric Baseboard
  • Floor Furnaces
  • Forced Air (Gas, Electric Oil) Units
  • Heating Mini-Splits
  • Heat Pumps
  • Ductwork
  • Hot Water or Steam Circulating Heaters
  • Wall Mounted Air Conditioners and Heaters
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Plumbing Systems

  • Drain and Sewer Stoppages
  • Garbage Disposals
  • Instant Hot/Cold Water Dispenser
  • Faucets
  • Jetted Tub (Built-in) Motors, Pumps and Air Switch Assemblies
  • Permanently Installed Sump Pump
  • Plumbing Valves, Lines and Other Components
  • Standard and Tankless Water Heater
  • Toilets
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Electrical systems

  • Attic, Exhaust and Vent Fans (Built-in)
  • Battery-Operated and Hardwired Smoke
  • Detectors
  • Ceiling Fans
  • Electrical Panel
  • Outlets
  • Wiring
  • Central Vacuums
  • Direct Current Wiring and Light Fixtures
  • Doorbells
  • Garage Door Openers
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Other Plan Inclusions

  • 24/7 Service Request Line
  • Rust and Corrosion
  • Thousands of Pre-screened Professionals
  • Unknown Pre-Existing Conditions
Built-in Systems sample terms (pdf)

Still have questions?

Let us know how we can help.

Our Built-in Home Systems Plan also comes with...

24/7 claims support online
Nationwide network of vetted service providers
Coverage for unknown pre-existing conditions

Choose your own deductible

This is what you'll pay when you request service. A higher deductible usually means a lower monthly payment — choose whichever works best for your budget!

Choose between $100, $125 and $150

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See why homeowners have chosen Cinch Home Services for more than 45 years!

Sophiaa75 Oct.2024
5/5

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Claire Oct.2024
5/5

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Leo F. Oct.2024
4/5

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Sophiaa75 Jan.2025
3.8/5

Thank you so much Cinch team!

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Frequently asked questions

Still have questions?

Let us know how we can help.

Is it worth it to have a home warranty?

If you’re wondering whether a home warranty is worth it, remember that unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances or systems in your home.


Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

How do warranties from Cinch Home Services work?

Before deciding on a home warranty company, you should understand how a home warranty works.

Home warranty contracts usually last for a year and can often be paid upfront or monthly, in installments. In exchange for the cost of the contract and your deductible, you’ll benefit from access to pre-screened service providers, whenever a system or appliance needs repair or needs to be replaced.

Where can I read reviews about your home warranty services?

When considering appliance warranty companies, home warranties in general, you’re going to want to read some reviews before deciding. It’s important to know what actual customers have to say about the services they’re receiving. With more than four decades of experience, Cinch Home Services consistently receives glowing reviews from our customers across the country.

Where can I find information about home maintenance?

Whether you’re researching home warranty options or just interested in learning more about how to take care of your home, we’ve created a library of helpful, informative articles on everything from DIY cleaning, maintenance, and repairs to decorating and snacking ideas.

We’re thrilled that you stopped by for a visit and wish you the best on your homeowner’s journey. Meanwhile, enjoy these posts.

How do I get a home warranty quote?

Home warranty coverage hinges on saving money, saving time, and eliminating worry. When you don’t have a home warranty protection – like some people who mistakenly assume that homeowners insurance is all they need – you may not realize how easily your savings can be wiped out when an expensive appliance or system fails.

To find out how easily you might avoid this scenario, get an instant quote.

Where can I find other frequently asked questions about home warranties?
A home warranty is an investment in your home and your future. The home warranty company you choose can make a huge difference in the financial and emotional stress you experience as a homeowner.

As you look deeper into home warranty plans, do your homework and visit our FAQ library.

Learn more about protecting your home!

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What Does a Home Warranty Cover?
June 23, 2025
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Ready to protect your home systems?

We know you love your home which is why we want to help protect it. Give yourself peace of mind today!

1The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

2Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Cannot be combined with any other offer. Not available in all states.

3Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.