ic24-tag Get your first two months free *

Home warranty made simple — because your peace of mind matters

A home warranty helps protect your budget when essentials like your HVAC or washing machine break down. We’re here to guide you through the details, answer questions and more.
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Sanjia of Townsend, DE

“They’re wanderful.”

Teri of Mentor, OH

“...very happy with Cinch.”

Elizabeth of Slaughters, KY

“...fast and on the ball.”

What is a home warranty?

A home warranty is an annual service agreement that helps cover the repair or replacement of home systems and appliances, depending on the specific plan you choose.

At Cinch Home Services, we make getting home protection plan easy. Here’s a sample contract to help you understand what to expect. 

  • 55% of homeowners have experienced a major unexpected repair that significantly impacted their budget.
  • Costs of appliances/repair increasing since 2010.
  • 54% of homeowners purchase a home warranty to help cover aging systems and appliances

How does home warranty work?

Step 1

Request service anytime

When a covered appliance or system breaks down, request service anytime online or by phone.

Step 2

We'll send out a pro

We match your repair request with one of our thousands of vetted service providers.

Step 3

We get you back up and running!

You depend on your home's major appliances and systems. That’s why we’ll make you a priority. 

How much you may pay for home repairs without a home warranty  

Item Typical replacement costs Typical repair costs
Air conditioner $7,500 $350
Electrical system $1,340 $340
Water heater $1,330 $600
Oven $2,000 $220
Dishwasher $1,200 $200

Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.

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What our home warranty plans cover

64x64__Kitchen Appliances Kitchen and Laundry Appliances
Cinch icons 64x64-Jun-10-2025-01-50-41-4033-PM Heating and cooling systems
Cinch icons 64x64-1-2 Electrical system
64x64__Plumbing Systems Plumbing system
Kitchen and Laundry Appliances

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  • Refrigerators
  • Dishwashers
  • Microwaves (Built-in)
  • Cooktops
  • Food Centers (Built-in)
  • Ranges
  • Range Exhaust Hoods
  • Wall Ovens
  • Trash Compactors (Built-in)
  • Clothes Washers
  • Clothes Dryers
Heating and cooling systems

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  • Central Air Electric Split and Mini Splits
  • Cooling and Heating Geothermal Units
  • Cooling and Heating Package Units
  • Electric Baseboard
  • Floor Furnaces
  • Forced Air (Gas, Electric Oil) Units
  • Heating Mini-Splits
  • Heat Pumps
  • Ductwork
  • Hot Water or Steam Circulating Heaters
  • Wall Mounted Air Conditioners and Heaters
Electrical System

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  • Attic, Exhaust and Vent Fans (Built-in)
  • Battery-Operated and Hardwired Smoke Detectors
  • Ceiling Fans
  • Electrical Panel
  • Outlets
  • Wiring
  • Central Vacuums
  • Direct Current Wiring and Light Fixtures
  • Doorbells
  • Garage Door Openers
Plumbing system

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  • Drain and Sewer Stoppages
  • Garbage Disposals
  • Instant Hot/Cold Water Dispenser
  • Faucets
  • Jetted Tub (Built-in) Motors, Pumps and Air Switch Assemblies
  • Permanently Installed Sump Pump
  • Plumbing Valves, Lines and Other Components
  • Standard and Tankless Water Heater
  • Toilets

What else is included?

24/7 service requests online or by phone
Homeowners insurance deductible reimbursement1
Rust and corrosion
Thousands of pre-screened providers
Unknown pre-existing conditions

We have three plans to choose from

Real stories, real customers

What our happiest customers say...

Teri, Ohio
4/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia, Delaware
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Julie, Ohio
3.8/5

My experience with Cinch was exceptionally great. I love the warranty service that I have. My hot water tank went out and my claim experience went very well. I made my claim in the morning, and by the end of the day, they had me scheduled for somebody to come out. They came out and they were quick, told me what the problem was, went through it, and handled it. It was great. They didn't give me a hard time.

Kate, Boston
4.2/5

I've been with Cynch for about five years, and while their premiums were always competitive, you never really know how good your insurance is until you have to use it. Last month, a major hailstorm damaged our roof and shattered a skylight. I was dreading the claims process, but I was blown away by how easy they made it.

The claim was approved in less than a week, and the check we received was more than enough to cover the full cost of a new roof from a reputable local company. I can't express how much peace of mind this gave us during a stressful time. I wholeheartedly recommend Cynch to any homeowner.

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Verified service providers ready to help

With our national network of pre-screened service providers, you will have peace of mind that your repairs will be done right!

Our main priority is getting your home back up and running so you and your family can get back to living your life. We know how important your home is, which is why we make sure we send the right person to help.

  • Save time, we'll find the right provider for the job!
  • Have confidence you're getting service from a qualified professional.
  • Rest easy because your covered repairs are guaranteed for 180 days.

Feel right at home with Cinch Home Services

555280b29c2ed19a90fe95c39a74b8586d97a3c6
45+ years

protecting homeowners nationwide

Millions of homeowners

have chosen us since 1978

$1 billion claims paid

over the last six years

4 million claims serviced

over the last six years

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Cinch Home Services excels in customer service

We don't mean to brag, but our customer service isn't just great... it's award-winning. Check out our accolades and see why customers have been choosing Cinch Home Services as their home warranty company since 1978!

Learn more about our warranty plans!!

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Category/theme
What Does a Home Warranty Cover?
June 18, 2025
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1Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Cannot be combined with any other offer. Not available in all states.

2The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

3Pricing varies by state; subject to sales tax where applicable.

4Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.