Home warranty made simple — because your peace of mind matters
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Because great service matters too...
What is a home warranty?
A home warranty is an annual service agreement that helps cover the repair or replacement of home systems and appliances, depending on the specific plan you choose.
At Cinch Home Services, we make getting home protection plan easy. Here’s a sample contract to help you understand what to expect.
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55% of homeowners have experienced a major unexpected repair that significantly impacted their budget.
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Costs of appliances/repair increasing since 2010.
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54% of homeowners purchase a home warranty to help cover aging systems and appliances
How does home warranty work?
Step 1
When a covered appliance or system breaks down, request service anytime online or by phone.
Step 2
We match your repair request with one of our thousands of vetted service providers.
Step 3
You depend on your home's major appliances and systems. That’s why we’ll make you a priority.
How much you may pay for home repairs without a home warranty
| Item | Typical replacement costs | Typical repair costs |
| Air conditioner | $7,500 | $350 |
| Electrical system | $1,340 | $340 |
| Water heater | $1,330 | $600 |
| Oven | $2,000 | $220 |
| Dishwasher | $1,200 | $200 |
Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.
What our home warranty plans cover
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- Refrigerators
- Dishwashers
- Microwaves (Built-in)
- Cooktops
- Food Centers (Built-in)
- Ranges
- Range Exhaust Hoods
- Wall Ovens
- Trash Compactors (Built-in)
- Clothes Washers
- Clothes Dryers
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- Central Air Electric Split and Mini Splits
- Cooling and Heating Geothermal Units
- Cooling and Heating Package Units
- Electric Baseboard
- Floor Furnaces
- Forced Air (Gas, Electric Oil) Units
- Heating Mini-Splits
- Heat Pumps
- Ductwork
- Hot Water or Steam Circulating Heaters
- Wall Mounted Air Conditioners and Heaters
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- Attic, Exhaust and Vent Fans (Built-in)
- Battery-Operated and Hardwired Smoke Detectors
- Ceiling Fans
- Electrical Panel
- Outlets
- Wiring
- Central Vacuums
- Direct Current Wiring and Light Fixtures
- Doorbells
- Garage Door Openers
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- Drain and Sewer Stoppages
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Faucets
- Jetted Tub (Built-in) Motors, Pumps and Air Switch Assemblies
- Permanently Installed Sump Pump
- Plumbing Valves, Lines and Other Components
- Standard and Tankless Water Heater
- Toilets
What else is included?
We have three plans to choose from
Covers repairs to 37 essential home appliances and systems you rely on every day.
Get a quote-
Heating & Air Conditioning systems
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Electrical & Plumbing systems
- Kitchen & laundry appliances
- Up to $1,000 per covered repair
- 2 units per appliance covered
- $10,000 total limit per agreement term
For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
Get a quote- Heating & air conditioning systems2
- Electrical & plumbing systems2
- Kitchen & laundry appliances
- Up to $2,000 per covered appliance
- 2 units per appliance covered
- $500 homeowners insurance deductible reimbursement3
- $10,000 total limit per agreement term
From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
Get a quote- Heating & air conditioning systems
- Kitchen & laundry appliances
- Up to $2,000 per covered appliance
- 2 units per appliance covered
- $500 homeowners insurance deductible reimbursement3
- Outside water, sewer & gas lines
- Additional $2,000 for expenses like electrical permits, equipment disposal & more4
- $10,000 total limit per agreement term
Real stories, real customers
What our happiest customers say...
I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.
Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.
My experience with Cinch was exceptionally great. I love the warranty service that I have. My hot water tank went out and my claim experience went very well. I made my claim in the morning, and by the end of the day, they had me scheduled for somebody to come out. They came out and they were quick, told me what the problem was, went through it, and handled it. It was great. They didn't give me a hard time.
I've been with Cynch for about five years, and while their premiums were always competitive, you never really know how good your insurance is until you have to use it. Last month, a major hailstorm damaged our roof and shattered a skylight. I was dreading the claims process, but I was blown away by how easy they made it.
The claim was approved in less than a week, and the check we received was more than enough to cover the full cost of a new roof from a reputable local company. I can't express how much peace of mind this gave us during a stressful time. I wholeheartedly recommend Cynch to any homeowner.
Verified service providers ready to help
With our national network of pre-screened service providers, you will have peace of mind that your repairs will be done right!
Our main priority is getting your home back up and running so you and your family can get back to living your life. We know how important your home is, which is why we make sure we send the right person to help.
- Save time, we'll find the right provider for the job!
- Have confidence you're getting service from a qualified professional.
- Rest easy because your covered repairs are guaranteed for 180 days.
Feel right at home with Cinch Home Services
protecting homeowners nationwide
have chosen us since 1978
over the last six years
over the last six years
Cinch Home Services excels in customer service
We don't mean to brag, but our customer service isn't just great... it's award-winning. Check out our accolades and see why customers have been choosing Cinch Home Services as their home warranty company since 1978!
1Get your first two months free when you choose the monthly billing option on your purchase of a new annual Appliances, Built-in Systems or Complete Home Plan. Cannot be combined with any other offer. Not available in all states.
2The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
3Pricing varies by state; subject to sales tax where applicable.
4Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.