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Peace of mind for your home made simple

Our home warranty* plans are built to give you the repair coverage you need at a price you can afford. Plus, all covered repairs are backed by our industry-leading 180-day Workmanship Guarantee.

  • Rest easy knowing you're protected from unexpected breakdowns
  • Award-winning customer service with 45+ years of experience
  • Plans include coverage for unknown pre-existing conditions

Get your first two months free!1

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Millions of homeowners have chosen us since 1978!

Read our reviews

Compare our home warranty plans

See what’s included in each plan and find the coverage that fits your home and budget.

Cinch

Repair only

Covers repairs to 37 essential home appliances and systems you rely on every day.

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Coverage limits

  • Heating & air conditioning systems
  • Electrical & plumbing systems
  • Kitchen & laundry appliances
  • Up to $1,000 per covered appliance
  • 2 units per appliance covered
  • $10,000 total limit per agreement term
  • $500 homeowners insurance deductible reimbursement
  • Outside water, sewer & gas lines
  • Extra coverage for equipment disposal, permits & more
What is a deductible
Learn more
Cinch

Repair + Replace

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.

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Coverage limits

  • Heating & air conditioning systems
  • Electrical & plumbing systems
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $10,000 total limit per agreement term
  • $500 homeowners insurance deductible reimbursement
  • Outside water, sewer & gas lines
  • Extra coverage for equipment disposal, permits & more
What is a deductible
Learn more

What makes each plan different?

Cinch Repair Only Cinch Repair + Replace Cinch Repair + Replace Premier
Replacement Coverage
Not available
Included
Included
Exterior Gas Line
Add on Add on
Included
Exterior Sewer Line
Add on Add on
Included
Exterior Water Line
Add on Add on
Included
Up to $2,000 in extra coverage
Add on Add on
Included
Homeowners Insurance Deductible Reimbursement
Not available
Included
Included
Get a quote Get a quote Get a quote
See sample terms See sample terms See sample terms

Covered items included in all plans

No matter which plan you choose, everything listed below is included!

Heating and Cooling

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Air Conditioning Including Ductwork

All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits are covered. There are some caps and exclusions. See sample terms and conditions for more details.

Heating System Including Ductwork

All components and parts of forced-air (gas, electric, oil), geothermal, wall-mounted heaters, floor furnaces, package units, heat pumps, mini-splits, hot water or steam-circulating heat and electric baseboard are covered. There are some caps and exclusions. See sample terms and conditions for more details.

Kitchen and Laundry Appliances

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Clothes Dryers

All components and parts are covered, excluding Wi-Fi transmitters.

Clothes Washers

All components and parts are covered, excluding Wi-Fi transmitters. 

Cooktops

CooktopsAll components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.

Dishwashers

All components and parts are covered, excluding Wi-Fi transmitters. 

Food Centers (Built-in)

All components and parts are covered.

Freestanding Ice Makers

All components and parts are covered.

Microwaves (Built-in)

All components and parts are covered.

Ranges

All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.

Range Exhaust Hoods

All components and parts are covered for hoods located above the range. 

Refrigerators

All components and parts are covered, excluding freestanding freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitters. See sample terms and conditions for more details.

Trash Compactors (Built-in)

All components and parts are covered.

Wall Ovens

All components and parts are covered, excluding Wi-Fi transmitters.

Electrical Systems

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Attic Fans - built in

All components and parts of built-in attic fans are covered.

Ceiling Fans 

All components and parts are covered.

Central Vacuums

All components and parts, excluding Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.

Doorbells

All components and parts, excluding when the doorbell is part of an intercom or monitoring system. 

Electrical Components

All direct current wiring, lighting fixtures and built-in exhaust/vent/attic fans are covered. There are some exclusions. See sample terms and conditions for details.

Garage Door Openers

All components and parts located inside the ceiling-mounted electric motor are covered, excluding door or door track assemblies, cables, springs and Wi-Fi transmitters. See sample terms and conditions for more details.

Smoke Detectors

All battery-operated and hardwired units are covered, excluding carbon monoxide detectors.

Plumbing Systems

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Garbage Disposals

All components and parts are covered.

Instant Hot/Cold Water Dispenser

All components and parts are covered.

Jetted Tub (Built-in)

All motors, pumps and air switch assemblies are covered.

Plumbing System

All valves, lines, and drain and sewer stoppages are covered. There are some exclusions. See sample terms and conditions for more details.

Standard and Tankless Water Heater

All components and parts are covered, including tankless water heaters and circulating pumps. A maximum amount of $1,000 per unit is allowed per term. There are some exclusions. See sample terms and conditions for more details.

Sump Pump

All permanently installed sump pumps (ground water only) are covered.

Toilets

All toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages are covered.

Optional add-ons available for all plans

Get ultimate peace of mind with these add-ons for even more protection!

Pool (Heater Included)
Spa (Heater Included)
Pool with Spa (Heater Included)
Septic Tank/Pumping
Well Pump

What's not covered

Below are some important limitations and exclusions you should know about before choosing a plan.

General exclusions

  • Items already covered by manufacturer warranties
  • Pre-existing conditions known at time of coverage
  • Improper installation or lack of proper maintenance
  • Cosmetic defects (scratches, dents, rust, corrosion)
  • Outdoor items (sprinkler systems, landscape lighting)
  • Failures due to misuse or negligence
  • Routine maintenance and cleaning
  • Items not listed in your coverage agreement

Common limitations

  • Repair Only Plan: Up to $1,000 per covered repair; replacements excluded
  • 2 unit maximum per covered appliance
  • Annual total coverage limit of $10,000 per agreement term
  • Water, sewer & gas lines outside your home (unless you have the Premier Plan or add-on coverage)
  • Permit fees, modifications and disposal costs (unless you have the Premier Plan or add-on coverage)

Home protection you can rely on

All our home service plans include a 180-day Workmanship Guarantee — that means we'll stand behind all covered repairs for 6 months! To protect your peace of mind, you'll also get:

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24/7 claims support online or by phone

File a claim when (and how) it's most convenient for you.

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Verified service providers

We find help so you don't have to.

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Coverage for unknown pre-existing conditions

Items are covered regardless of age, make or model.*

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Coverage that specifically works for your home

A little know-how goes a long way, and we’ve got 45+ years of it. We help you protect what you love and avoid unexpected repair costs, while backing covered repairs for a full six months. Your plan includes:
  • A trusted repair partner with providers nationwide
  • Help with repair and replacement costs
  • A 180-day Workmanship Guarantee
  • Coverage for the essentials you use every day
  • Hassle-free help when things break
  • Peace of mind

Coverage that specifically works for your home

A little know-how goes a long way, and we’ve got 45+ years of it. We help you protect what you love and avoid unexpected repair costs, while backing covered repairs for a full six months. Your plan includes:

  • A trusted repair partner with providers nationwide
  • Help with repair and replacement costs
  • A 180-day Workmanship Guarantee
  • Coverage for the essentials you use every day
  • Hassle-free help when things break
  • Peace of mind
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What to do if something breaks or stops working

We've been protecting homeowners like you since 1978, so you could say we're pretty good at it. When something goes wrong, it's easy to get help!

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Request

When a covered item breaks, request service anytime online or by phone.

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Repair

We'll find a pre-screened service provider to diagnose and remedy the problem.

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Relax

We'll help pay the bill, and the covered repair is guaranteed for 180 days.

See why homeowners have chosen Cinch Home Services!

Teri of Mentor, OH Oct.2024
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide. 

Sanjia of Townsend, DE Oct.2024
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY Oct.2024
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Still have questions?

Let us know how we can help.

When should I buy home warranty?

No matter how old your home is, it is never too soon to protect your wallet from unexpected repairs. Even a new home can present problems in the first year and finding a trusted service provider can be hit or miss.
At Cinch, we vet our service providers and use customer reviews to maintain high quality in our service network. Whether you are buying or selling a home, you can get a home warranty at any time without a prior home inspection.


Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

How do warranties from Cinch Home Services work?
Before deciding on a home warranty company, you should understand how a home warranty works.

Home warranty contracts usually last for a year and can often be paid upfront or monthly, in installments. In exchange for the cost of the contract and your deductible, you’ll benefit from access to pre-screened service providers, whenever a system or appliance needs repair or needs to be replaced.
Where can I read reviews about your home warranty services?

When considering appliance warranty companies, home warranties in general, you’re going to want to read some reviews before deciding. It’s important to know what actual customers have to say about the services they’re receiving. With more than four decades of experience, Cinch Home Services consistently receives glowing reviews from our customers across the country.

Where can I find information about home maintenance?

Whether you’re researching home warranty options or just interested in learning more about how to take care of your home, we’ve created a library of helpful, informative articles on everything from DIY cleaning, maintenance, and repairs to decorating and snacking ideas.

We’re thrilled that you stopped by for a visit and wish you the best on your homeowner’s journey. Meanwhile, enjoy these posts.

How do I get a home warranty quote?

Home warranty coverage hinges on saving money, saving time, and eliminating worry. When you don’t have a home warranty protection – like some people who mistakenly assume that homeowners insurance is all they need – you may not realize how easily your savings can be wiped out when an expensive appliance or system fails.

To find out how easily you might avoid this scenario, get an instant quote.

Where can I find other frequently asked questions about home warranties?
A home warranty is an investment in your home and your future. The home warranty company you choose can make a huge difference in the financial and emotional stress you experience as a homeowner.

As you look deeper into home warranty plans, do your homework and visit our FAQ library.
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